高储蓄率、转移成本与农民工储蓄率

High Saving Rate,Transfer Cost and Migrant Workers' Saving Rate

研究探讨了储蓄率问题的分析思路,结合中国二元经济体制长期存在的基本国情,认为农民工群体的存在及其高储蓄率是中国居民整体高储蓄率的重要原因,考虑到农民工群体的高流动性的特征,那么转移成本是农民工必然要面对的社会现实。研究解释了转移成本存在的必然性,通过农民工的消费储蓄决策模型从理论上论述了转移成本与农民工储蓄率存在正相关,并进一步结合2013年和2015年卫计委流动人口动态监测数据对上述结论进行了验证。

This paper analyzes lots of the saving rate＇s research,takes account of the long-standing basic national conditions in China＇s dual economic system,and concludes that the existence of migrant worker group leads to the high saving rate in China. Because of the high liquidity of migrant workers,the transfer costs must be faced by migrant workers. This paper explains the inevitability of the existence of transfer costs and builds a consumption-savings-decision model of migrant workers to demonstrate that there exists a positive correlation between transfer costs and the savings rate of migrant workers. Furthermore,the regression model based on the dynamic monitoring data of migrant workers from 2013 to 2015 verifies the above conclusion.