7Collard, Sharon Elaine Kempson and Claire Whyley, 2001. Tackling Financial Exclusion : An Area - Based Approach. The Policy Press.
8Dayson, K. , 2004. Improving Financial Inclusion :the Hidden Story of How Building Societies Serve the Financially Excluded. University of Salford. 10:78 - 97.
9Devlin, James F. ,2005. "A Detailed Study of Financial Exclusion in the UK. "Journal of Consumer Poli- cy. 28:75 - 108.
10Drakeford, M. and D. Sachdev, 2001. "Financial Exclusion and Debt Redemption. "Initial Social Policy. 21:209 - 30.