利用大数据推进金融消费权益保护的思考

Thinking on the Promotion of Financial Protection By Big Data

随着人们生活电子化、网络化,其行为将越来越多地以数据的形式被记录并保存。我国政府高度重视大数据在国家治理方面的重要作用,积极推进大数据战略。大数据必然对传统金融消费权益保护工作带来深远的影响。本文从对大数据的内涵及特征的描述出发,研究了目前金融消费权益保护工作的困境和利用大数据可以给金融消费权益保护带来的机遇,在此基础上提出利用大数据来推进金融消费权益保护的建议。

As people use electronic products and internet more and more often,their behavior will increasingly be recorded and preserved in the form of data.Our government attaches great importance to the important role of big data,and actively promotes big data strategy.Big data has a profound impact on the protection of financial protection.This article bases on the description of the connotation and characteristics of big data,studied the plight of current financial protection and the use of big data.Based on this,this article gives some advices on how to improve financial protection by using big data.