摘要
校园贷乱象问题成为近几年全国高校关注的重点。之所以校园贷在高校内生存,与"双重"监管不力、大学生需求量大、缺乏合理的价值引导密切相关。基于当前校园贷乱象情况,可以通过加强消费观教育、提高大学生的理财能力、建立正确的消费观观念、鼓励大学生经济自立等路径来引导大学生理性消费、适度消费、合理消费。
Campus credit chaos has become the focus of attention in recent years. The reasons why campus credit exists in higher colleges are closely related to the ineffective ＂double＂supervision,the large demand of students and the lack of reasonable value guidance. Based on campus credit chaos,it can strengthen the concept of consumption education,improve college students＇ financial ability,establish the correct view of consumption concept,encourage students to become economic self-reliant so as to guide them to have rational,moderate and reasonable consumption.
作者
董濠鋆
DONG Hao - jun(College of Economics and Management, Zhaoqing University, Zhaoqing Guangdong 526061, China)
关键词
大学生
校园贷
消费观
教育路径
college students
campus credit
consumption view
education path
