甘肃省各地区普惠金融发展水平测度及影响因素研究

The Research on the Measurement on the Development of Inclusive Finance and Influencing Factors in Gansu Province

本文从地理渗透性、服务可得性、使用效用性三个维度选取2008-2016年7个指标的数据,采用相关普惠金融指数计算方法和聚类分析对甘肃省14市州普惠金融水平进行测度分析;从城乡收入差距、人均GDP、城镇化率、财政政策力度、交通便利程度、互联网普及率六个方面对甘肃省普惠金融发展影响因素进行实证分析,并提出相关政策建议。

Selecting data of seven indicators from 2008 to 2016 from three aspects such as geographic permeability, service availability and service utility, the paper uses inclusive finance index calculation method and cluster analysis to measure the level of inclusive finance in 14 cities in Gansu province. From six aspects like the income gap between urban and rural areas, per capita GDP, urbanization rate, the degree of fiscal policies, traffic convenience and Internet popularity rate, the paper makes an empirical analysis on the influencing factors of inclusive finance development in Gansu province, and puts forward some policy suggestions.