宝鸡市城镇居民信用消费情况调查及其影响因素的logistic分析

A Survey on the Credit Consumption of Urban Residents in Baoji City and the Logistic Analysis on Influencing Factors

本文通过对宝鸡市城镇居民信用消费情况进行问卷调查,总结出宝鸡城镇居民信用消费的主要特征,并以调查问卷数据为基础,构建宝鸡城镇居民信用消费的Logistic回归模型,对影响宝鸡居民信用消费的因素进行实证分析,以期探索宝鸡发展信用消费的优化路径。

Through the questionnaire survey of urban residents’credit consumption in Baoji city,the paper summarizes the main characteristics of urban residents’credit consumption in Baoji city.And based on the questionnaire data,the paper constructs a logistic regression model of the Baoji urban residents’credit consumption,conducts an empirical analysis on the influencing factors of Baoji residents’credit consumption in order to explore the optimal path of developing the credit consumption in Baoji city.