专利技术商业化保险政策研究

Research on the insurance policy for patent technology commercialization

制定实施专利技术商业化保险政策是深入实施创新驱动发展战略,促进科技成果转化的重要举措。本文总结了主要发达国家专利保险的相关做法,梳理了我国专利保险的相关法规政策,分析了我国目前专利技术商业化的主要风险,提出了发展专利技术商业化保险的政策建议。我国应建立针对专利技术商业化投保人保费支出的政府补贴资金和奖励资金,在对损失进行补贴的基础上还要针对投保人进行保费补贴,提升专利技术商业化机构和保险机构的专利质量、风险和价格的识别、分析能力和评估能力,开发有效的专利价值评估系统和方法。

Formulating and implementing the patent technology commercialization insurance policy is an important measure to deeply implementing the Innovation-driven development strategy and effectively promoting scientific technological achievements transformation. This paper summarizes relevant patent insurance measures of some developed countries,sorts out China＇s relevant patent insurance laws and policies,analyzes main risks existed in current patent insurance market in China for patent technology commercialization,and puts forward some policy recommendations to developing the patent technology commercialization insurance. The government insurance funds or guarantee funds shall subsidy the patent technology commercialization institutions which insure the patent technology commercialization and reward them. It is needed to enhance the capability to analyze patent quality,identify patent risks and evaluate patent price for the patent technology commercialization institutions and the insurance institutions,and develop effective systems and methods for evaluating patent price.