湖南省普惠金融减贫效果研究

Research on the Effect of Poverty Reduction of Inclusive Finance in Hunan

以湖南省为着眼点,介绍当前湖南省普惠金融减贫效果的现状,分析普惠金融减贫的效果提升中面临着来自贫困农户、金融机构、政府的问题,提出加强贫困地区金融知识宣传、进行农民技能培训、完善农村金融组织体系、加大金融产品服务创新力度、健全农村信用担保体系及风险防控机制等对策。

Taking Hunan as the point of view,this paper introduces the current situation of poverty reduction effect of inclusive finance in Hunan,and analyzes the problems of poor farmers,financial institutions and government in the promotion of poverty reduction,and puts forward the suggestions,including strengthening the propaganda of financial knowledge in poor areas,training the skills of farmers and improving the system of rural fi nancial organization,increasing the innovation of financial product service,improving the system of rural credit guarantee and the mechanism of risk prevention and control.