产业转移背景下中小企业供应链融资探讨

Supply Chain Financing of Small and Medium Enterprises under the Background of Industrial Transfer

随着产业发展的不断深化,产业链式发展趋势逐渐呈现出来,流动资金的短缺已经成为中小企业亟待解决的问题。通过对中小企业发展的融资现状分析,发现广大中小企业普遍面临着授信面小、融资渠道狭窄、融资成本高、银企的信息不对称等问题。在此基础上,运用归纳总结法,提出相应的解决对策。建议降低中小企业供应链融资费率,扩大核心企业的认定范围,推动第三方物流企业发展,构建银企信息共享平台,以促进中小企业供应链融资的健康发展。

With the deepening of industrial development,the trend of industrial chain emerged. Many small and medium-sized enterprises gradually began to find new ways of financing. The shortage of liquidity has become a pressing issue for SMEs. Through the analysis of the current situation of financing of SMEs＇ development,this paper finds out that many problems still exist in SMEs,which need further improvement.