茶农风险决策策略偏好顺位研究

The Preference Sequence of Risk Decision Strategies of Tea Farmers

福建省武夷山市以茶闻名国际,其中以大红袍茶品受到中外瞩目,因此茶叶的风险管理决策更是重要。经过调查650家茶农风险决策策略偏好顺位,发现农业保险在茶农风险决策策略顺序中,在亲友借款与政府贷款之后,参保成本并不低于亲友借款与政府贷款成本。研究显示茶农融资顺序仍然遵守融资顺位理论。

Da Hong-Pao tea in Wuyishan city is famous for China,thus,the tea risk management decision-making is more important for farmers. After investigating the preference sequence of risk decision-making strategies of 650 tea farmers,the order of agriculture insurance is lower than borrowing from friends and governments. It is due to insurance cost do not lower than others channels