信用视角下农村信贷服务发展探讨——以江西省新余市为例

Discussion about the Development of Rural Credit Loan Service from a Credit Perspective——Taking Xinyu City,Jiangxi Province as an Example

以江西新余为例,从信用角度分析研究农村信贷服务发展现状和信用环境、农村信贷服务创新等方面存在的不足及问题,认为应紧密结合农村扶贫及农村企业双创,推动就业留住劳动力;着力构建农村金融政策扶助机制;优化考核机制,增强信贷产品和金融服务创新意识;加快培育完善的农村金融要素市场。

Taking Xinyu city as an example,we analyze and research the development status and credit environment of rural credit loan services,the problems and shortcomings of rural credit loan services innovation viewing from credit. We believe that it＇s necessary to promote employment and retain rural labor by closely combining the rural poverty alleviation with the rural enterprise startups and innovations; to devote great energy to construct financial policy support mechanism; to optimize the assessment mechanism and enhance the consciousness of credit loan products and financial services innovation; to accelerate the cultivation of rural finance elements market.