宏观审慎政策框架下广义信贷统计研究

Generalized Credit Statistics Research under Macro-prudential Policy Framework

本文基于宏观审慎政策框架,以宏观审慎评估体系的政策内涵及评估目的为导向,在现有MPA考核广义信贷考核口径基础上,提出广义信贷的统计口径,并对广义信贷的计算方法进行了改进,采用赋权的方法加总广义信贷各子项,使广义信贷更好地服务于"货币政策+宏观审慎政策"双支柱的金融调控框架。

Based on the Macro-Prudential policy framework,this paper has developed a set of perfect generalized credit statistics principles,guided by the policy connotation and evaluation purpose of the Macro Prudential Assessment（MPA）. This paper has improved the statistics caliber and calculation method of generalized credit. By using the weighting method to add up the generalized credit sub-items, the generalized credit can better serve the ＂Monetary policy ＆ Macro Prudential policy＂-the double pillar of the financial regulatory framework.