登录第三方支付平台非法获取他人钱款行为的定性

Qualitative Research on the Behavior of Logging on the Third-party Payment Platform to Illegally Obtain Others' Property

登录第三方支付平台非法获取他人钱款行为的定性,在司法适用中存在较大分歧,主要涉及诈骗罪、盗窃罪及信用卡诈骗罪。第三方支付平台作为支付媒介和支付工具,不具有信用卡的法律属性。司法实践中,应当合理区分不同类型,作出不同认定。直接登录第三方支付平台非法获取他人钱款的行为不构成诈骗类犯罪;登录第三方支付平台非法获取钱款的行为一般应认定为盗窃罪;以非法方式获取他人银行卡信息资料并使用的行为构成信用卡诈骗罪。

The qualitative problem concerning the behavior of logging on the third-party payment platform to illegally obtain others＇ property causes a lot of disagreement in judicial practice. It is mainly related with fraud, theft and credit card fraud. The third-party payment platform as a payment medium and payment tool does not have the legal attribute of credit card. As such, it is necessary to distinguish different types of such a behavior and make different definitions in judicial practice. The behavior of directly logging on the third-party payment platform to illegally obtain others＇ property does not constitute a crime of fraud. However, the behavior of logging on the third-party payment platform to illegally obtain others＇ property generally constitutes a crime of theft. The behavior of illegally obtaining others＇ credit card information and using it constitutes a crime of credit card fraud.