“互联网+医疗保障”的优势、问题与思考

Advantages, Problems and Considerations of Internet + Medicare

"互联网+医疗保障"涉及"互联网+医疗服务"和"互联网+医疗保险"两方面内容,本文在梳理二者关系的基础上,分析"互联网+医疗保障"具有的合理配置资源、优化服务流程以及提高管理效率等优势,辨明其可能存在的发展和应用范围仍稍显片面、可能加重诱导需求现象以及数据的应用有待进一步探索等问题,提出再造治理理念、注重发展策略、调动社会参与的积极性并实现政府和市场的有机结合的相关思考,以期能更好地改善医疗保障的质量和效率,便捷广大参保群众,促进中国特色医疗保障体系建设。

＂Internet ＋ Medicare ＂ involves ＂Internet ＋ Medical Services＂ and ＂Internet ＋ Medical Insurance＂. Based on the relationship between the two parties, this article analysis the advantages, such as rational allocation of resources, optimization of service procedure, and improve the management efficiency. Identifying the potential problems, such as the development and application scope is still a bit lopsided, may increasing the demand for induction, and the data application needs further exploration. Relevant considering on reengineering the governance concept, focusing on development strategies, mobilizing the enthusiasm of social participation, and organic integration of the government and market. Its hopes to better improve the quality and efficiency of medical security, convenient the public who participated medical insurance, and promote the construction of Chinese medicare system.