摘要
区块链作为一种构建在点对点网络的分布式系统架构,可构建信任和传递价值的技术,为解决现有信息系统的痛点问题提供了有效技术手段。文章阐述了当前区块链技术的概念和特征,对于区块链技术在金融领域跨境支付与结算、供应链金融、股权交易、保险等方面的典型应用进行了简要描述,并对于这一前沿技术所面临的挑战和未来展望作了深入分析。
Blockchain,a technology that constructs trust and value delivery in a distributed system structure within a point-to-point network,provides an effective way to solve the pain points in the current information system.This paper gives the concepts and characteristics of blockchain technology and briefly describes its typical applications in finance including cross-border transactions,supply chain finance,stock trade,insurance,etc.It also provides a thorough analysis of the upcoming challenges and future expectations of this leading-edge technology.
作者
许文昊
周芳
Xu Wenhao;Zhou Fang(Nanjing Senior High School of Jiangsu Province, Jiangyin 214437, China;Chengdong Sub-Branch, ICBC Jiangyin Sub-Branch, Jiangyin 214431, China)
出处
《信息化研究》
2018年第2期74-78,共5页
INFORMATIZATION RESEARCH
关键词
区块链
金融
应用
blockchain
finance
application
