影子银行体系监管框架的重塑

Reshaping the Framework of Shadow Banking System Supervision

区别于以往影子银行监管研究,文章在对国内外影子银行体系监管进行系统总结与梳理的基础上,基于目前实行分业经营、分业监管的金融体制,立足于影子银行发展与监管现状,采用历史与逻辑的分析方法,对影子银行体系监管进行剖析,提出影子银行体系监管的具体思路与目标,创新性提出对影子银行体系实行三重动态平衡监管的思想,并进一步从宏观审慎、微观审慎以及法律监管视角对影子银行体系监管进行修正与完善,采用功能性监管和行为性监管模式从而达到防范影子银行体系系统性风险,维持金融体系稳定与安全,最终促进实体经济发展的目的。

Different from the previous research on shadow banking supervision, on the basis of systematically summarizing and combing the current situation of the supervision of the shadow banking system home and abroad, based on the current financial system of separate operation and separate supervision, and based on the present situation of shadow banking development and supervision, using the methods of history and logic analysis, analyzing the supervision of the shadow banking system and bringing forward some specific ideas ＆ targets of the shadow banking system supervision, this paper innovatively puts forward the idea of triple dynamic balance supervision for shadow banking system, furthermore from From the perspective of macro-prudential, micro-prudential and legal supervision, the shadow banking supervision system is further improved and amended by functional supervision and behavioral supervision. In order to prevent the systematic risk of shadow banking system, maintain the stability and security of the financial system, and ultimately promote the development of the real economy.