大数据在金融领域的应用研究

Research on the Application of Big Data in Finance Industry

我国金融科技快速发展,在多个领域已经走在世界前列。大数据、人工智能、云计算、移动互联网等技术与金融业务深度融合,大大推动了我国金融业转型升级,助力金融业更好地服务实体经济,有效促进了普惠金融发展。在这一发展过程中,又以大数据技术发展最为成熟、应用最为广泛。文章研究了大数据在金融领域应用的价值、特点、趋势,充分证明了大数据应用的有效性和优越性,并为金融机构应用大数据提供了解决方案。

China＇s Fintech industry is developing rapidly, and has led the world in many fields. Big data, artificial intelligence, cloud computing, mobile Internet and other information technologies have been deeply integrated with financial services. It has greatly promoted the transformation and upgrading of China＇s financial industry, and helped finance to better serve real economy and effectively promoted the development of inclusive finance. During this progress, big data technology is mature and used widely in China. This article studies the value, characteristics and trends of big data application in the financial industry, fully proves the effectiveness and superiority of big data applications, and provides solutions for financial institutions to apply big data.