供应链金融模式中的中小企业绩效评价

Performance Evaluation of SMEs in Supply Chain Finance Mode

融资难是困扰中小企业的难题。为了有效解决中小企业融资难题,目前诸多商业银行创新融资项目形式,与供应链节点企业一道构建了适应广大中小企业需求的供应链金融模式,其实现途径主要有销售阶段应收账款融资、采购阶段预付账款融资、运营阶段存货质押融资。在构建供应链金融模式的中小企业绩效评价指标体系中,产品质量指标对企业绩效影响最大,员工工作效率指标和产品价格指标亦具有重要影响。中小企业应始终把客户的利益放在第一位,提升企业员工的业务能力,发挥"小、快、灵"的特点,不断提升运营效率。

Financing is a tough job for SMEs. For the effective solution of the financing problems of small and medium-sized enterprises,many commercial banks＇ innovative financing projects have been formed with the supply chain joint enterprises to build a supply chain financial model to meet the needs of the large and medium sized enterprises. The approaches to the construction include： financing from the income in selling, financing from advance payment in purchasing and financing from mortgage in operating. During the construction of the performance evaluation index system of small and medium-sized enterprises in the supply chain financial model, the product quality index has the greatest impact on the enterprise performance, and the employee efficiency index and the product price index also have important influence. Small and mediumsized enterprises should always put their interests in the first place, constantly improve the business ability of the employees, play the characteristics of＂small, fast and flexible＂, and constantly improve the operation efficiency.