家庭创业对京津冀地区家庭财富积累的影响研究

Research of the Influence of Family Entrepreneurship on the Accumulation of Household Wealth in the Beijing-Tianjin-Hebei Region

基于西南财经大学中国家庭金融调查(CHFS)2013年的数据,研究家庭创业对京津冀地区家庭财富积累的影响,发现家庭创业能够显著促进京津冀地区家庭财富的积累,有创业的家庭可能会获得更多的财富积累。同时也发现,河北和天津两地在财富积累上与北京差距较大。建议相关部门加强对家庭创业进行积极引导,不断拓宽创业的渠道,鼓励、倡导和扶持大众创业,万众创新,尤其是推动对河北地区、农村地区、少数民族人群和受教育程度低的人群倾斜和覆盖,从而增加居民的收入,提高生活水平并增加居民的财富积累,缓解和改善地区之间的贫富差距。

This article uses Southwest University of Finance and Economics＇ China Household Finance Survey（CHFS） in 2013 to study the impact of household＇s entrepreneurship on wealth accumulation in Beijing-Tianjin-Hebei region. The study found that family entrepreneurship can significantly promote the accumulation of household wealth in this region, and families with the entrepreneurship may gain more wealth. The paper also found that there is a big gap between Hebei, Tianjin and Beijing in wealth accumulation. The policy implication of this paper is that the relevant departments should strengthen the positive guidance of family entrepreneurship, expand the channels of entrepreneurship, encourage and support the public entrepreneurship and innovation,especially to the Hebei region, rural areas, ethnic minorities and people with low education level so as to increase the residents＇ income, improve the living standards, and alleviate the gap between the rich and the poor to some extent in the end.