含数据通讯磁测距在2.4G手机移动支付业务中的运用

Application of Magnetic Distance Measurement with Data Communication in Mobile Payment Service of 2.4G Mobile Phone

近年来,手机移动支付作为被运营商、金融机构、制造商等均看好的一项为个人用户服务的业务,发展速度迅猛。由中国移动通信集团主推的2.4G全卡方案,在近距离通信方面,号称已经能够有效地控制距离,保证支付的安全性。但是,经过实际测试,发现目前采用的技术方法存在一定的缺陷。提出一种基于含数据通信磁测距的方案,可以既解决距离控制问题,又保证了支付的安全性。

In recent years, mobile phone payment as a service for individual users, which is optimistic by operators, financial institutions and manufacturers, is developing rapidly. The 2.4 G full card scheme, pushed by China Mobile Communications Group, is known to have been able to effectively control the distance and ensure the security of the payment in the close range communication. However, after practical testing, it is found that there are some defects in the technology adopted at present. In this paper, a scheme of magnetic distance measurement based on data communication is proposed, which can solve the problem of distance control and guarantee the security of payment.