基于Logistic模型的传统金融与互联网金融共生性研究

Research of Symbiosis between Internet Finance and Traditional Finance of China Based on Logistic Regression

引入金融共生的定义,采用实证方法建立起Logistic增长模型,对传统金融与互联网金融的共生性进行分析,经过统计计量的验证得出两者存在非对称性共生关系。接着介绍了两种金融形态现阶段共生发展实践的三种模式,最后根据我国金融市场的实际情况,为传统金融互与联网金融共生发展提出建议。

This research focuses on the symbiosis of Internet Finance and Traditional Finance,specifies the definition and characters of Finance Symbiosis,and then builds a Logistic Regression to clarify the asymmetric symbiosis. This paper also improves the research by empirical analysis of introducing three kinds of development patterns of the symbiosis,based on which the paper gives some advice for the sustainable development of the symbiosis of Internet Finance and Traditional Finance.