风险视角下的海水养殖户借贷状况研究——以福建莆田海带养殖业为例

Research on farmers' borrowing status in marine aquaculture industry from a risk perspective——An example of the marine aquaculture industry in Putian of Fujian Province

以福建莆田海带养殖为例,从风险视角研究海水养殖业的特性、风险以及养殖户的融资现状,分析海水养殖业面临的风险及信贷约束,为海水养殖户提供缓解融资约束的办法。

Taking the marine kelp culture of Putian in Fujian as an example, this paper studies the characteristics and risks of the aquaculture industry and the financing status of the farmers from the risk perspective, analyzes the risks and credit constraints faced by the aquaculture industry, and provides a way to alleviate the financing constraints for the farmers in the marine aquaculture industry.