摘要
以莆田市秀屿区15家海水养殖中小企业为对象,进行问卷调查,并对当地正规金融机构的相关政策和业务进行咨询,调查正规金融机构信用风险以及海水养殖中小企业的借贷意愿,分析海水养殖中小企业选择向正规金融机构融资的原因,最后提出规避借贷风险的对策建议。
With 15 medium-sized and small enterprises（MSEs）of marine aquaculture in Xiuyu District,Putian City as samples,the loan willingness of MSEs were studied with the questionnaire survey,and the credit risk of formal financial institutions were investigated by consulting the local financial institutions on related policies and business.Then the reasons why MSEs of mariculture chose financing from the formal financial institutions were analyzed,and the suggestions for avoiding loan risks were proposed.
作者
龚祎昕
GONG Yi-xin(College of Management/College of tourism, Fujian Agriculture and Forestry University, Fuzhou, Fujian 35000)
出处
《福建农业科技》
2018年第5期65-66,共2页
Fujian Agricultural Science and Technology
关键词
海水养殖业
中小企业
借贷意愿
信用风险
Marine aquaculture
mediun- sized and small enterprises
willingness to borrow
credit risk
