摘要
中央银行内部信用评级是中央银行进行银行贷款类抵押品评估的重要工具,其目的是为了保证货币政策操作的安全性和有效性。我国央行内部信用评级体系还处于起步阶段,本文希望通过梳理欧洲主要国家央行信用评级体系,重点分析德央行内部信用评级的经验,为进一步完善我国央行内部信用评级体系提供有益借鉴。
The central bank's internal credit rating is an important tool for the central bank to conduct bank loan collateral assessment.The purpose is to ensure the safety and effectiveness of monetary policy operation.Central bank internal credit rating system in our country is still in its infancy,this paper hopes that by major European central Banks credit rating system,analyzed the experience of the central bank's internal credit rating and revelation,in order to further perfect our country central bank to provide beneficial reference internal credit rating system.
作者
刘向明
郭彩艳
Liu Xiangming;Guo Caiyan(Yulin Municipal Sub-branch PBC,Yulin Shaanxi 712100)
出处
《西部金融》
2018年第4期60-63,共4页
West China Finance
关键词
央行内部评级
经验
启示
Central bank rating
Experience
Revelation