互联网金融背景下票据市场创新实践浅析

A Brief Analysis on Innovation And Practice of the Bill Market in the Context of Internet Finance

近年来,我国互联网金融得到了快速发展,各类金融理财产品层出不穷。票据市场作为资金融通的一个重要场所,积极拥抱互联网,推出了互联网票据理财产品并初步尝试数字票据,为票据市场的创新发展增添活力。从明确票据市场的重要性出发,研究者探讨了互联网金融与票据市场的融合性,并在此基础上进一步探索数字票据的研发与推行所具有的可行性,提出有利于我国票据市场创新发展的相关建议,以期能在金融服务实体经济、防控金融风险等方面献出力量。

China has seen rapid growth in Internet finance in recent years, and a variety of financial products emerge in endlessly. As an important place for financing, the bill market embraces the Internet actively. It has launched online bill financial products and tried digital bills initially, infusing vitality into the innovation and development of the bill market. Starting from the importance of the bill market, the researcher discussed the integration of Internet finance and bill market, and further explored the feasibility of developing and implementing digital bills, and put forward relevant suggestions for the bill market innovation and development so as to make a contribution in the aspects of financial services serving the real economy and controlling financial risks.