关于农户不良贷款老龄化现象的思考--以吉林省白城市为例

Reflection on the Phenomenon of Aging Loans for Farmers——Taking Baicheng city of Jilin Province as an Example

本文选取白城辖内部分县域涉农金融机构包括农村商业银行、农村信用社和村镇银行作为调查对象,以2017年末数据为调查样本,对农户不良贷款基本情况及年龄分布进行了说明,分析了农户不良贷款老龄化产生的原因,并提出了相应的政策建议。

This paper selects some County-Level Agricultural financial institutions including rural commercial banks, rural credit cooperatives and village banks under Baicheng jurisdiction as the investigation objects, takes the data of the end of 2007 as the investigation sample, explains the basic situation and age distribution of farmers＇non-performing loans, and analyzes the causes of the aging of farmers＇ non-performing loans. And put forward corresponding policy recommendations.