伦理视角下的电子支付信任研究综述

Research Review on Electronic Payment Trust from the Perspective of Ethics

与互联网金融和电子支付产业的飞速发展相比,关于电子支付的伦理问题应该是一个比较新的研究主题。近年来,国内外很多学者都对信任及其伦理内涵、电子商务信任、第三方支付平台可信度等进行了深入地分析,并从实证与技术的角度对消费者信任心理的影响因素、机制构建等进行了拓展。但对于电子支付信任问题的研究,在立足跨学科综合视角、时代背景动态契合、研究主题深化、形而上与形而下之共同观照等方面,仍可深入。

Compared with the rapid development of Internet finance and electronic payment industry, the ethical issue of electronicpayment should be a relatively new research topic. In recent years, many scholars at home and abroad have conducted in-depth analysis oftrust and its ethical connotation, e-commerce trust, and credibility of third-party payment platforms, and expanded the influencing factorsand mechanism construction of consumer trust psychology from the perspective of evidence and technology. However, the research on theissue of electronic payment trust can still be deepened in terms of comprehensive interdisciplinary perspective, dynamic integration of thebackground of the times, deepening of research topics, and mutual care of metaphysical and metaphysical aspects.