中医药院校本科生网络信贷现状及对策研究

Research on the Status Quo and Countermeasures of Undergraduate Network Credit in Traditional Chinese Medicine Universities

随着互联网经济的发展和社会的不断进步,本科生的消费需求也在不断提高,在基本生活得到满足以后,会追求其他更高的需求。限于自身收入来源于父母,需求又急需得到满足,网络信贷在本科生群体中不断流行。本研究通过对某中医药院校的学生的消费观念和网络信贷的现状进行分析,找出消费观念对本科生网络信贷的影响,分析出本科生网络信贷的原因,并从政府、学校和学生三个角度给出建议,减少学生网络信贷行为,维护校园稳定,构建文明校园。

With the development of the Internet economy and the continuous advancement of society, the consumption needs of undergraduates are also constantly improving. After the basic life is satisfied, other higher needs will be pursued. Limited to their own income from parents, demand is urgently needed to be met, and online credit is becoming popular among undergraduate groups. This study analyzes the consumption concept of students in a traditional Chinese medicine college and the status quo of online credit, finds out the impact of consumer attitudes on undergraduate online credit, and analyzes the reasons for undergraduate online credit, and proposes suggestions from the government, schools and students, to reduce student online credit behavior, maintain campus stability, and build a civilized campus.