信任度、人力资本与家庭金融资产配置合理性的ESDA分析——基于山东省农村的实证研究

Spatial Correlation Analysis of Trust,Human Capital and the Rationality of Financial Asset Allocation——An Empirical Study Based on Rural Areas in Shandong Province

基于山东省2013年11市农村家庭的截面数据,运用ESDA方法,研究了家庭信任度、人力资本与金融资产配置合理性之间的空间分布格局与特征。研究结果显示,"信任度—金融资产配置合理性"与"人力资本—金融资产配置合理性"双变量之间存在正全域空间相关性;而在局域空间分析中则显示两类双变量存在空间分布的异质性特征,经济较发达地区多呈现正的空间相关性,经济欠发达地区多呈现负的空间相关性。

Based on the cross sectional data of rural households from 11 municipalities of Shandong Province in 2013, it is studied the spatial distribution pattern and characteristics of trust, human capital and the ra tionality of financial assets allocation in Shandong Province by ESDA method. It is showed that there is a positive global spatial correlation between ＂trust rationality of financial asset allocation ＂and＂ human cap ital rationality of financial asset allocation＂. In the analysis of local space, the heterogeneity of spatial dis tribution of the two types of bivariate exist. Most of the economically developed cities have positive spatial correlation, while most of the economically underdeveloped cities show negative spatial correlation.