生计资本视域下农村金融减贫效应研究

Study on Effect of Rural Finance on Alleviating Poverty from Perspective of Livelihood Capital

加大农村金融投入是中国解决农村贫困问题、实现乡村振兴的重要手段,农村金融的减贫效果备受关注。利用2009—2016年省级面板数据,运用面板门槛模型从生计资本的视角考察中国农村金融减贫效应及其区域差异。研究发现:从全国层面看,农村金融发展的减贫作用呈现显著的单门槛特征,在跨越门槛值之前,农村金融发展能高效促进农村多维贫困减缓,而跨越门槛值后,这种促进作用有所减弱,即农村金融的减贫效应呈现边际递减;从区域层面看,中西部地区农村金融减贫的边际效应大大超过东部地区,表明在经济金融越不发达的省份,农村金融的减贫效应越好。

The increase of rural financial resources is an important means for China to promote rural poverty alleviation and to push on rural revitalization. The effect of rural finance on alleviating poverty attracts much attention. Based on provincial panel data from 2009 to 2016, a panel threshold model is used to examine the poverW alleviation effect of China＇s rural finance from the perspective of livelihood capital and its regional differences. The study finds that： at the national level, the poverty reduction effect of rural financial development presents a significant single threshold feature. Before crossing the threshold, rural financial development can effectively promote rural multidimensional poverty alleviation, but after crossing the threshold, the role of this promotion is weakened, that is, the poverty reduction effect of rural finance shows a marginal de inal effect of rural finance on poverty reduction in the central cline At the regional level, the marginal, indicating that the less de and western regions is much greater than that in the eastern reg＇ veloped provinces are, the better the poverty reduction effect of rural finance is.