“三位一体”农协金融交互扶贫模式研究

Analysis on "Three in one" Agricultural Cooperative Financial Interactive Poverty Alleviation Model

随着经济增长与减贫速度的放缓,生产关系带来的益贫效应日益受到学者关注。"三位一体"农协是我国新型综合经营主体,拓展金融与经营的纵横交互关系,对探索扶贫新思路具有积极意义:对内设置"熟人信用体系",以保障广大低端客户的金融权益;对外发挥农协供应链金融优势,以增加社员就业岗位与经营效益。

With the slowing down of economic growth and poverty alleviation, the effect of the productionrelationship on poverty has attracted more and more scholars＇ attention. ＂Three in one＂ agricultural cooperative isa new type of comprehensive management subject in China. It is of positive significance to explore new ideas ofpoverty alleviation by expanding the vertical and horizontal interaction between finance and operation. ＂Acquain原tance credit system＂ is set internally to protect the financial rights and interests of the majority of low-end cus原tomers; It also gives full play to the financial advantages of the supply chain of the Agricultural Cooperative, so itcan increase the employment and operating efficiency of the members.