中外贸易视角下的晚清票据支付结算方式

The Pattern of Payment and Settlement in View Angle of International Trade in Late Qing Dynasty

以庄票为媒介的票据支付结算方式在晚清得到了开创性发展,外国商人对庄票的信任促进了中外贸易的顺利进行。外国银行的参与及对中国钱庄的拆款使得钱庄逐渐由贸易结算的主角转变为配角。票号在贸易支付结算中表现出极强的汇兑功能,扩大了中外贸易的地理范围。中资银行的产生和票据交换机制的萌发大大推进了晚清票据支付结算的近代化进程。

The pattern of note payment and settlement with the media of cashier check of private bank had a creative development in late Qing dynasty,the foreign trader had confidence in cashier check of private bank to accelerate the international trade.The drafts embodied great remittance function so as to expand geographical scope at home and abroad trade.The rudiment of bank clearing mechanism advanced the course of modern history of note payment and settlement in late Qing dynasty very much.