思想政治教育视阈下大学生“校园贷”的风险防范与引导路径研究

Study of Risk Prevention and Guidance Path of College Students' “Campus loan” Under the Perspective of Ideological and Political Education

大学生"校园贷"是新时期大学校园中的特殊现象,它使得大学生的消费方式明显改变,容易造成个人安全意识的忽视。大学生思想政治教育应遵循教育性、创造性与趋利避害原则,培养大学生自觉的网络信贷意识和责任,强化大学生自律精神和责任意识,自觉遵守网络信贷规范。

College student ＂campus loan＂ is a special phenomenon in the university campus in the new period. It makes the consumption mode of college students change obviously. Also ＂campus loan＂ easily leads to the neglect of personal safety consciousness. College students＂ ideological and political education should follow the principles of education, creativity and avoiding harm. It cultivates college students＂ awareness and responsibility of network credit and strengthens their self-discipline and sense of responsibility. College students abide by the network credit standards conscientiously.