智慧农业优化农资金融服务的应用与展望

Application and Prospect of Smart Agriculture Optimizing Agricultural Financial Services on Agricultural Production Materials

通过对农资流通领域金融服务需求的深入调研,结合农资流通特点,提出了运用"互联网+"手段来实现智慧农业系统对农资金融服务提升的路径。其核心是结合中国农业区划特点建设智慧农业系统,为农资金融服务的贷款产品提供数据支持和保障。对该实施途径的互联网解决方案进行了详细论述,主要围绕平台的业务逻辑与角色规划两个方面。最后,就农业金融服务研究领域的多样性与行业人才培养进行展望,希望借助农资金融服务发展优化农资流通成本。

Through in-depth research on the demand for financial services in the field circulation of agricultural production materials, combined with the circulation characteristics of agricultural production materials, the authors put forward the use of Intemet plus means to achieve a smart agricultural system to improve the path of agricultural financial services. The core of the project is to build a smart agricultural system based on the characteristics of China＇s agricultural zoning, and to provide data support and guarantee for loan products for agricultural production materials financial services. This article elaborated on the Internet solutions for this implementation approach, focusing on the business logic and role planning of the platform. Finally, we looked forward to the diversity of agricultural financial services research and the training of talents in the industry, hope to use the development of agricultural production materials financial services to optimize the circulation cost of agricultural resources.