消费主义语境下大学生借贷消费乱象反思

Reflection on the Consumption Chaos of College Students in the Context of Consumerism

受消费主义思潮影响,大学生借贷消费逐渐成为主流现象。由于个人消费观和社会消费方式的错误引导,加之缺乏合理的消费能力与技巧,越来越多的大学生陷入借贷消费的泥潭不可自拔。为应对当前大学生借贷消费存在的诸多乱象,通过加强正确的消费观教育、金融产品普及教育和实施有效监管,旨在帮助其成为理智的消费者,避开消费主义的泥淖和桎梏。

Influenced by the trend of consumerism,college students＇ borrowing and consumption gradually become the mainstream phenomenon.Due to the wrong guidance of personal consumption view and social consumption mode,coupled with the lack of reasonable consumption ability and skills,more and more college students are trapped in the quagmire of borrowing and consumption.In order to deal with the disorder existing in college students＇ loan and consumption at present,it is necessary to strengthen the education of correct consumption,popularize the education of financial products and implement effective supervision so as to help them become rational consumers and avoid the quagmire and shackles of consumerism.