我国中小企业信贷融资问题分析与对策探讨

Analysis on the Credit Financing Problems of Small and Medium-Sized Enterprises in China and the Countermeasures

国内外市场环境中最常见的企业群体是中小企业,中小企业在不同国家的社会经济发展过程中扮演着重要的角色,然而中小企业的融资问题一直是困扰企业发展的一大难题,不管是股权和债券融资,还是企业信贷融资,中小企业所面临的形势不容乐观。

The most common group of enterprises in the market environment at home and abroad is small and medium-sized enterprises. Small and medium-sized enterprises play an important role in the process of social and economic development in different countries. However, the financing problem of small and medium-sized enterprises has always been a big problem that puzzles the development of enterprises. No matter the equity and bond financing, or corporate credit financing, the situation faced by SMEs is not optimistic.