社会融资结构与融资效率差异化探析——以甘肃省为例

The Analysis on the Difference of Social Financing Structure and Financing Efficiency——A Case of Gansu Province

本文以2007-2016年甘肃省社会融资规模及相关经济指标年度数据为样本,考察影响社会融资效率的三大因素,运用描述统计法、回归分析法等计量模型对融资效率和融资结构差异性进行实证分析,为厘清甘肃省社会融资规模扩张以及社会融资结构变化的经济效应提供一个新的视角。同时,选取经济发展发达的广东省和地理位置相邻的陕西省进行横向比较,探析影响社会融资效率发展的主要因素和存在的主要问题,致力于更准确把握社会融资对甘肃经济的影响方式,提出引导甘肃省社会融资结构优化、提高资金使用效率的政策建议。

The paper takes the annual data of aggregate financing to the real economy and related economic indicators in Gansu province from 2007 to 2016 as the sample, examines the three factors that affect the efficiency of social financing, ans uses the statistical methods such as descriptive statistical method and regression analysis method to make an empirical analysis on the difference between financing efficiency and financing structure and provide a new perspective to clarify the economic effect of social financing scale expansion and social financing structure change in Gansu province. At the same time, the paper chooses the economically devel- oped Guangdong province and the Shaanxi province which is adjacent to Gansu province to analyze the main factors influencing the development of social financing efficiency and the main problems, and try to grasp the impact of social financing on Gansu＇ s economy. propose policy recommendations on guiding the optimization of social financing structure in Gansu province and improving the efficiency of the use of funds.