我国金融精准扶贫协同治理模式研究

Research on the Collaborative Governance of Targeted Financial Poverty Alleviation

"实施乡村振兴战略"是习近平总书记代表党和国家在十九大报告中做出的重要决策部署,顺应了亿万农民对美好生活的向往,也为我国实现全面建成小康社会的奋斗目标指明了航向。金融精准扶贫作为我国扶贫开发战略布局的重要组成部分,不仅是赢得脱贫攻坚战的有力支撑,更是乡村振兴战略实施的坚实基础和必要前提。鉴于此,基于协同治理理论,本文对我国多元协同金融精准扶贫模式进行探究,以期为解决城乡金融资源分布不均匀、农村信用环境欠佳、扶贫项目风险防控要求较高以及产业支撑力度不足等问题,提供应对参考。

＂Implementing the strategy of rural revitalization＂ is an import, ant strategic deployment made by General Secretary Xi Jinping in the report of the 19th National Congress of the CPC on behalf of the Party and the nation, which conforms to the desire of hundreds of millions of farmers for a better life and points out the direction in building a moderately prosperous society in an all-round way. Targeted financial poverty alleviation, as an essential part of the poverty relief and development strategy, not only wins strong support from the poverty-relief program, but serves as the firm foundation and essential prerequisite of practising rural revitalization strategy. Given all this, the author investigated the patterns of targeted financial poverty alleviation through coordinated governance in China on the basis of the coordinated governance theory in order to solve problems such as the uneven distribution of financial resources in urban and rural areas, the poor credit environment in rural areas, higher requirements on risk control in poverty-relieving programs and the effectiveness of industrial support.