吉林省发展金融租赁可行性政策研究

Feasibility Study on Developing Financial Leasing in Jilin

金融租赁行业起源于20世纪40年代,发展历史不可谓不悠久,但在我国发展却较为缓慢,自1986年我国成立第一家金融租赁公司以来,其发展步伐和业务内容都有很大局限。2007年以来国务院批准商业银行可以成立金融租赁子公司后,才进入较快发展的阶段。截至2017年底国内各类融资租赁公司共有9090家,业务服务范围主要涵盖飞机、船舶、电力、矿产等大型动力能源机械方面,在服务小微企业和三农领域水平还有很大空间待提高。在我国经济进入新常态和振兴东北老工业基地等国家宏观政策环境下,吉林省要加快发展步伐,自然离不开金融业对实体经济的支持。而金融租赁行业的快速发展必然会对我省农业生产机械化推广、中小企业融资等带来便利。

The financial leasing industry originated in the 1940s. It has a long history, but its development in China is relatively slow. Since the establishment of the first financial leasing company in 1986, its development pace and business content are very limited. Since 2007, the State Council has approved that commercial banks can establish financial leasing subsidiaries before entering a relatively rapid development stage. Up to the end of 2017, there are 9090 domestic financial leasing companies, whose business scope mainly covers aircraft, ships, electric power, mineral and other large-scale power and energy machinery. There is still much room for improvement in the service of small and micro enterprises and the level of agriculture, rural areas. Under the macro-policy environment of China＇s economy entering a new normal and revitalizing the old industrial base in Northeast China, Jilin Province must speed up its development, which is naturally inseparable from the financial sector＇s support for the real economy. The rapid development of the financial leasing industry will inevitably bring convenience to the mechanization of agricultural production and the financing of small and medium-sized enterprises in our province.