“互联网+”背景下的不良资产处置模式探析

Analysis on the Disposition Mode of Bad Assets via "Internet +"

随着"互联网+"和"互联网金融"等概念的持续升温,借助互联网的力量来更好地解决不良资产处置难题,已成为当前不良资产处置创新的热点话题之一。本文采用了归纳总结法与理论研究相结合的方法,通过将现有的"互联网+"不良资产处置平台归纳总结为四种模式,就各类模式的优势及存在的问题进行深入分析,以及与国内外现有研究理论相结合,提出可行性建议。

With the continuous warming of the concepts such as ＂Interact ＋＂ and ＂Interact finance＂, it has become one of the hot topics in the current bad asset disposal innovation to better solve the problem of bad asset disposal with the power of the Interact. This paper adopts the method of summing up and combining theoretical research. By summarizing the existing ＂Internet ＋＂ disposal platform for non-performing assets into four models, it analyzes the advantages and existing problems of various models and combines them with existing research theories at home and abroad. Propose feasibility recommendations.