金融情报数据分享的国际经验对我国反洗钱可疑交易分析的启示

The Enlightenment of International Experience of Financial Intelligence Data Sharing on the Analysis on the Suspicious Transaction of Anti-money Laundering in China

本文梳理了金融情报数据分享的美国、西班牙、澳大利亚之经验,分析了我国金融情报数据分享之问题,有针对性地提出了改进建议:提高金融情报数据分享的意识及能力,建立金融情报数据分享的国家架构;切实解决反洗钱信息来源渠道较少的问题;积极寻找其他行业主管部门或协会建立的客户资料数据库,努力推动数据共享便利化等。

The paper summarizes the experience of the United States, Spain and Australia in the sharing of financial intelligence data, analyzes the problem of the sharing of financial intelligence data in China, and puts forward targeted suggestions for improvement such as improving the awareness and ability of the sharing of financial intelligence data, establishing the national framework of the sharing of financial intelligence data, effectively solving the problem of less information source channels of anti-money laundering, actively seeking client information database established by other industry authorities or associations, and striving to promote data shar- ing facilitation.