资产建设与儿童福利：兼论儿童发展账户在中国的可行性

Asset Building and Child Social Welfare： The Potential of Implementing Child Development Accounts （CDAs） in China's Mainland

面向儿童的社会福利政策不仅要满足受助儿童短期的社会福利和保护需求，还应当着眼于儿童长远的发展需要和能力建设。以资产为本的社会政策思想对儿童福利政策发展具有积极的影响。本文以中国的儿童福利体系为基础，讨论资产社会政策与儿童福利之间的关联、儿童发展账户的国际经验以及在中国大陆实施的可行性，并期望这一政策项目能够引起更多的学术关注。

Abstract： Child welfare policy should place dual emphasis on short-term social assistance/protection and long-tern1 child development. This paper first presents the landscape of child welfare system in China and then highlights the impact of asset-based policy ideas on the development of child welfare policies. By reviewing a particular policy program--Child Development Accounts （CDAs） running in different countries and places, this paper further discusses the implication of CDAs for child welfare policies in China, particularly the potential of establishing similar programs in the country. This discussion is expected to generate more valuable policy-making and academic debates on the development of CDAs in China's Mainland.