城市化进程中边疆少数民族贫困社区家庭经济资产建设研究

On Household Economic Assets Construction of the Poor Ethnic Communities in Frontier Areas in the Process of Urbanization

在处于城市化进程中的边疆少数民族贫困社区,家庭经济资产如何建设这一问题愈显重要。对丽江纳西族城市化转型社区W村的经验研究显示,城市化进程中的少数民族贫困社区因受信用可及性缺乏、自由经济市场不完善等宏观结构性因素制约,家庭经济资产的自主建设难显成效。经验研究显示,可以运用改革产权制度、提高信用可及性、建立家庭发展账户、推进社会保障制度发展、完善自由市场经济制度、建设就业创业社会服务体系等公共政策实践以促进家庭经济资产建设,从而逐步建立社区迈向内源发展、参与式发展和可持续发展的经济基础。

In the process of urbanization, how to efficiently construct the household economic assets of poor ethnic communities offrontier areas has become important. Based on the empirical study of W village in urbanization transition of Naxi minority in Lijiang City,this paper shows that the autonomic construction of household economic assets has been achieving little because of the macrostructurefactors such as the deficiency of credit availability and the incompletion of free market-oriented economy system. Public policy practicessuch as the reform of property rights system, the promotion of credit availability, the establishment of family development account, theimprovement of social security system, the completion of free market-oriented economy system and the development of social servicesystem for employment and entrepreneurship should be implemented to vigorously promote the construction of household economicassets. Thus the economic foundation of endogenous, participant and sustainable development will be gradually established in thesecommunities.