4Diamond., D. W., and Dybvig., P.H. Bank Runs, Deposits Insurance, and Liquidity [J]. The Journal of Political Economy, 1983, 91 : 401 -419.
5Froot. , K.A. , Scharfstein. , D. S. , and Stein. , J.C. Risk Management: Coordinating Corporate Investment and Financing Policies [ J ]. The Journal of Finance, 1993, 48: 1629- 1658.
6Froot. , K. A. , and Stein. , J. C. , 1995. Risk Management, Capital Budgeting, and Capital Structure Policy for Financial Institutions: An Inte- grated Approach [ J ]. Journal of Financial Economics, 1998, 47:55 -82.
7Estrella, A. The Cyclical Behavior of Optimal Bank Capital [ J]. Journal of Banking and Finance, 2004, 28:1469 - 1498.
8Berger. A.N. The Relationship between Capital and Earnings in Banking [J]. Journal of Money, Credit and Banking, 1995, 27:432 -456.
9Garcia - Herrero. , A. , Gavila. , S. and Santabarbara. , D. What Explains the Low Profitability of Chinese Banks? [ J ]. Journal of Banking and Finance, 2009, 33: 2080- 2092.
10Rafael La Porta, Florencio Lopez - de - Silanes, Andrei Shleifer. Government Ownership of Banks [ J ] , The Journal of Finance, 2002, 57 : 265 - 301.
