创新农村金融服务 促进农业快速发展——以龙井市农村金融改革为例

Innovate Rural Financial Services to Promote the Rapid Development of Agriculture——Take the Rural Financial Reform of Longjing as an Example

"三农"发展离不开金融的支持,而贷款难、融资难一直是困扰农村实施规模经营、发展现代农业的主要瓶颈。龙井市积极探索融资创新和农村金融综合改革,以"物权公司+金融机构"模式,陆续推出了"土地收益保证贷款""果树收益保证贷款""多户联保信用土地收益保证贷款"等系列融资创新模式,为破解"三农"发展融资瓶颈,加快推进农业现代化创出了一条新路。

The 'three rural' development cannot do without the financial support, and loans, financing has been plagued rural scale management implementation and the main bottleneck of the development of modern agriculture. Longjing city actively explore innovative financing and rural financial reform, take real right company plus financial institutions mode to successively launched the 'land revenue guaranteed loans' 'fruit income guaranteed loans ' ' credit land revenue guaranteed loans ' and other financing innovation model, to solve the ' three rural ' development financing bottleneck, accelerate the modernization of agriculture to create a new route.