期刊文献+

美国利率市场化对商业银行行为的影响及对我国的启示--基于富国银行与储贷协会的案例分析 被引量:2

The influence of the interest rate liberalization on commercial banks' behavior and Its Enlightenment in U.S.——Case from Wells Fargo Bank and savings and Loan Association
下载PDF
导出
摘要 美国是成功实现利率市场化的典型,利率市场化对银行的影响,银行如何应对转型以及改革过程中的经验教训等,值得深入研究并加以借鉴。本文结合富国银行成功转型和储贷协会危机正反两个案例,归纳分析了对美国利率市场化进程中商业银行整体行为变化,并在此基础上对我国利率市场化改革中银行经营行为及资产负债出现的新变化进行了剖析,就规范金融创新、防范利率风险、完善利率调控和传导机制等提出建议。
出处 《华北金融》 2018年第10期21-29,共9页 Huabei Finance
  • 相关文献

二级参考文献22

  • 1劳伦斯·怀特.美国储贷协会机构的倒闭:金融机构管制的教训,选自蒂米奇·威塔斯主编,金融规管一变化中的游戏规则[M】.曹国琪译,上海财经大学出版社,2000:123-145.
  • 2世界银行.世界发展报告(1989年)[M].北京:中国财政经济出版社,1989:89-93.
  • 3伊曼纽尔.N.鲁萨基斯.金融自由化与商业银行管理[M].北京:中国物价出版社,1989.
  • 4Barth, James R. The Great Savings and Loan Debacle[M]. American Enterprise Institute Press, 1991.
  • 5Barth, James R., and R. Dan Brumbaugh, Jr. Depository Institution Failures and Failure Costs: The Role of Moral- Hazard and Agency Problems. In Rebuilding Public Confidence through Financial Reform(1992)[G]. Conference Proceedings, Ohio State University, 1992.
  • 6Curry, Timothy and Shibut, Lynn. The Cost of the Savings and Loan Crisis: Truth and Consequences [J] . FDIC Banking Review, 2000 (12) : 26-34.
  • 7Ely, Bert, and Vicki Vanderhoff. Lessons Learned from the S&L Debacle: The Price of Failed Public Policy [R] Report No. 108. Lewisville, Tex.: Institute for Policy Innovation, 1991 : 26.
  • 8Federal Deposit Insurance Corporation. The Savings and Loan Crisis and Its Relationship to Banking. In History of the Eighties, Lessons for the Future: An Examination of the Banking Crises of the 1980s and Early 1990s. [R]. Vol 1. FederalDeposit Insurance Corporation, 1997.
  • 9Federal Deposit Insurance Corporation.A Brief History of Deposit Insurance in the United States Prepared for the International Conference on Deposit Insurance[M]. Washington DC, 1998 (9).
  • 10John B. Shoven, Scott B. Smart, Joel Waldfogel. Real Interest Rates and the Savings and Loan Crisis: The Moral Hazard Premium[J]. The Journal of Economic Perspectives, 1992 (1): 155-167.

同被引文献10

引证文献2

二级引证文献3

相关作者

内容加载中请稍等...

相关机构

内容加载中请稍等...

相关主题

内容加载中请稍等...

浏览历史

内容加载中请稍等...
;
使用帮助 返回顶部