以服务实体经济为宗旨的创新金融体系探讨——基于对江门国家高新区的调研与思考

A Study on the Innovative Financial System for the Purpose of Serving the Entity Economy --Based on the Research and Reflection on Hi- Tech Zone in Jiang Men City

金融服务体系在经济发展和产业升级中越来越占有重要地位、发挥重要作用。广东省江门市国家级高新区的发展现状及实际需要表明：通过金融部门尤其是金融服务体系的改革创新，充分发挥金融为市场主体分散风险、开拓良好的市场环境和条件的功能；通过资本集聚和资源的优化配置，促进产业转型升级；通过发展科技金融，推动企业技术进步；通过搭建金融平台，支撑高新区在珠三角西岸经济中心地位的提升。为了进一步服务实体经济，在具体路径与措施上，需要改善高新区外部金融环境，利用江门的独特优势打造“侨乡”品牌，构建多层次、多元化、现代化的金融服务体系。

Financial service system plays an increasingly important role in the economic development and industrial upgrading. The development status and actual displays cially th creating the State -level High -tech Zone in Jiangmen City, Guangdong Province the fact that only through reiorm and innovation of financial sectors, espe- e financial service system can Finance plays its full role in diversifying risks, favorable market environment and conditions for the market entity. It is of great significance to promote industrial transformation and upgrading through capital accumulation and the optimized allocation of capital resources, to promote technology progress of enterprises through the development of science and technology as well as finance, and to support the promotion of the position of the High - tech Zone in the economic center in the west bank of the Pearl River Delta through constructing finan- cial platiorm. In order to further serve the real economy, it is necessary to improve the external financial environment of the High -tech Zone, to make use of the u- nique advantages of Jiangmen City to build the brand of ＂Hometown of Overseas Chi- nese＂ and to set up a multi -level, diversified and modern financial service system.