市场波动下存货融资业务质押率实证分析

An Empirical Analysis of Inventory Financing Business Pledge Rate Under Market Fluctuation

长期以来,中小企业＂融资难＂问题比较突出。其中,基于供应链的存货质押融资业务,即供应链金融中常见的仓单质押问题,需要认真探讨。问题的关键在于质押率,只要能够得出质押率就能够为供应链中参与各方的决策提供科学依据,从而为解决中小企业融资难问题找到可行出路。

At present, the question of small and medium enterprises ＂fi- nancing difficulties＂ is prominent. This article focuses on inventory impawn finan- cing business based on supply chain, namely common warehouse receipt pledge in the supply chain finance. The key factor is the loan -to -value ratio, as long as a loan - to - value ratio is drawn, which can provide the scientific basis for the decision of the parties involved, so the problem of financing difficulties of small and medium -sized enterprises can be solved.