《中国普惠金融发展情况报告》发布 普惠金融发展取得积极成效 未来将注重五大体系建设

China's inclusive financial development report released

普惠金融是指立足机会平等要求和商业可持续原则，以可负担的成本为有金融服务需求的社会各阶层和群体提供适当、有效的金融服务。小微企业、农民、城镇低收入人群、贫困人群和残疾人、老年人等特殊群体是当前我国普惠金融重点服务对象。提升金融服务覆盖率、可得性和满意度是普惠金融的主要目标。

Recently, the China Banking Insurance Regulatory Commission(CBIAC) issued a report on the development of Inclusive Finance in China(hereinafter referred to as the White Paper). As the first white paper on inclusive finance issued from the perspective of the government, the white paper summarizes the significance, measures, results and basic experience of the development of inclusive finance in China. Eight aspects of the development measures are emphasized, including developing a multi-level inclusive financial supply, constructing a marketoriented operation mode, innovating inclusive financial products and services, developing digital inclusive finance, promoting infrastructure construction, strengthening the popularization of financial knowledge and launching inclusive financial pilot projects. The challenges faced by the development of inclusive finance and some proposals on building an inclusive financial system in the future were also put forward.