论互联网融资法律制度的创新

On the Innovation of Internet Financing Legal System

创新互联网融资法律制度是我国发展多层次资本市场、防范金融风险、保护投资者权益和完善我国金融法律体系的应然需求。现有互联网融资法律规范体系,存在网络借贷中介机构法律定位偏差、股权众筹发展缺乏制度依据、互联网融资监管模式不完善以及信用体系建设滞后等问题。应当创新互联网融资法律制度,重新界定网络借贷中介机构的法律定位,破解股权众筹发展中的制度障碍,重塑互联网融资的监管逻辑,构建互联网融资的信用体系。

Innovating the legal system of Internet financing is the necessary demand for the development of muhi - level capital market, the prevention of financial risks, the protection of investors＇ rights and interests and the perfection of our country＇s financial legal system. The existing legal normative system of Internet financing has some problems, such as the deviation of legal orientation of network lending intermediary, the lack of institutional basis for the development of stock rights raising, the imperfect supervision mode of Internet financing and the lag in the construction of the credit system. It is necessary to innovate the legal system of Internet financing, redefine the legal position of network lending intermediary, break down the institutional obstacles in the development of stock rights crowd - funding, reshape the supervision logic of Internet financing, and construct the credit system of internet financing.